Author Topic: Not sure of my rights with a collections agency  (Read 760 times)

EmmaLou

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Not sure of my rights with a collections agency
« on: Dec 19, 2011, 10:23:57 PM »
Hi there,
 
I am only in minor debt (184) and have been paying 60 a month for a while now however this month i cannot afford to pay them anything - i have always contacted them and always been on time with payments. Where do i stand on this?
 
I owe them on the 27th of this month so any reply would be greatly appreciated as i am unsure of what to say to them
 
 
 
Thank you

James Falla

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Re: Not sure of my rights with a collections agency
« Reply #1 on: Dec 21, 2011, 12:44:23 PM »
Hi there EmmaLou
 
It is normal to be short of cash this time of year. My advise it speak to the company and let them know you will struggle this month. They will probably stamp their feet a little and threaten you with starting action against you once again. Can yo affrod to pay them anything? If so this shows your intent and if you start the payment again on time in January it should be OK.
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