Hello all, my name is Heather, I have £7,000 in debt run up over three credit cards, I used to work and had a very good job so making payments on the cards were no problem and I did it for years. My daughter is 21, she is severely disabled and when she left school at 18 I have had to give up my own life to care for her, we have no family living nearby and I get very little in the way of help with care provided by our local council, I get a little over £98 in benefits, [carers and income support] and my daughters financial guardian allows me £50 a week for her expenses, I live in a rented house and have no assets and I struggle to make ends meet.
I am sick of being harassed by people chasing me for this £7,000 and today was just the end. I got a phone call from Equidebt and this guy starts lecturing me about my moral responsibility's and questioning me about why I am spending so much money on food. If I hadn't had been up for the last four nights with my daughter who was ill I probably wouldn't be so upset. I don't know what to do next and any advise would be very much appreciated