Author Topic: EGG CREDITCARD DEBT HELP PLEASE  (Read 1638 times)

POPS1234

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EGG CREDITCARD DEBT HELP PLEASE
« on: Aug 12, 2010, 09:49:58 PM »
Hi, i am new here so perhaps someone can help me out. I have an unsecured creditcard debt with Egg for £1250.00. I was paying regular untill three months ago , when i had to give up my fulltime job to become a carer for my partner whom is very ill. I am in rented accom, and now surviving on benefits. I have written to egg several times but got no reply. I have paid them a nominal fee of £5.00 per month since my situation occured. Today thet sent a caller to my house and made me ring the collections line at capital collections who asked me to pay more which i couldnt, they them insisted that i go through a third party with my expenditure forms. Is this neccessary or shall i just keep on sending them my own income and expenduture form and proof of benefits recieved. Any help much app.

AshleyPark

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Re: EGG CREDITCARD DEBT HELP PLEASE
« Reply #1 on: Aug 16, 2010, 11:37:17 AM »
Hi Pops1234
 
Sorry to hear of your plight.
The reason that Egg/Capital Collections are pointing you towards a 3rd party is that they need to be sure of your current circumstance. You could in theory be offering to pay £100 to them but they will need to see that you are paying as much as you can afford rather than what you choose and that you are not prioritising another creditor over them. It could be that you are actually paying too much but they have protocol to follow to ensure all clients are treat the same.
 
You can do this without the aid of a 3rd party but there are many companies out there who can help. You could contact the CCCS.
 
http://www.cccs.co.uk/  They are a charity backed advice service.

Hope this helps...
 
 
Lee
Ashley Park Debt Solutions Ltd
 http://www.ashleypa

POPS1234

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Re: EGG CREDITCARD DEBT HELP PLEASE
« Reply #2 on: Aug 16, 2010, 08:09:45 PM »
Thankyou Lee for you response. I will certainly try out the links you have left me. Many thanks for your time. POPS1234.

AshleyPark

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Re: EGG CREDITCARD DEBT HELP PLEASE
« Reply #3 on: Aug 17, 2010, 08:33:07 AM »
Not a problem POPS1234,
 
Please let me know how you get on
 
Lee
Ashley Park Debt Solutions Ltd
 http://www.ashleypa

ajgraves

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Re: EGG CREDITCARD DEBT HELP PLEASE
« Reply #4 on: Aug 20, 2010, 07:45:46 PM »
I'm sorry to hear about your situation and know exactly how you must be feeling.

I have had a run in with EGG too but this time it was them failing to comply with legal actions surrounding my account and adding defaults onto my credit file without any reason as my card was at £0.

EGG seem to only do anything if you chase them over and over again.

Keep on them and i hope that you get a good outcome!
http://www.valueofadollar.net - Get free debt help