Author Topic: Joint credit card or not?  (Read 1585 times)


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Joint credit card or not?
« on: Dec 02, 2008, 08:42:32 PM »
How can you tell if the credit  cards are joint and therefore both liable for the debt? Both my cards seem to be in my name but my wife did have a card at one point years ago. We cut them up so should I ask them for a copy of the credit agreement?



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Re: Joint credit card or not?
« Reply #1 on: Jan 16, 2009, 12:21:15 PM »

If it was only you who signed the credit agreement then the debt is only in your name no matter if your wife had an extra card or not it is down to who's signature is on agreement.

so may be best to ask for agreement however a simple phone call to the card company and they should be able to tell you over the phone also.

If the credit card debts are a problem for you then please feel free to give me a call for some free advice on dealing with debts i work for a very reputable insolvency company i will give you all available options and let you choose if any what route you would like to go down.


gordon blair
0800 138 0707