Author Topic: Cannot get credit, don't understand  (Read 176 times)

Plucky007

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  • Posts: 7
Cannot get credit, don't understand
« on: Nov 02, 2019, 10:23:54 AM »
I have been turned down for credit and want some advice.
I have 1 default listed on my credit file with NewDay Ltd, registered 12th June 2018, basically now 15 months old.
2 accounts with Capital One, with some late repayments, and showing as partially settled, closed on the 19th September 2018.
1 account with Vanquis, again some late repayments, settled in full and closed on the 6th December 2016.
I have a Notice of Correction stating the circumstances of the NewDay default because my account was on hold with the lender, they still issued the default when the account was on hold as my disability benefits were stopped which was out of my control.
I am just being refused credit and cannot get nothing.
I'm very upset