Max Recovery Limited purchased my debt from the original creditor MBNA in 2012.
I wrote to Max Recovery in 2016 asking for proof of debt, Max Recovery failed to respond to a single letter.
I have as of yesterday discovered that the default date on Experian and other CRA's is incorrect.
Max Recovery state that the default date is the 3rd August 2012.
I received an email from the Case Manager at MBNA yesterday confirming that the actual date of default is the 1st June 2012.
MBNA told me that they have contacted Max Recoveries to change the default date accordingly.
My question is this, Max Recovery failed to reply to my letters last year asking for proof of debt, and also with the incorrect default being on my credit file for almost 6 years.
Can I claim damages against Max Recovery for not replying to my letters, and also for how long the incorrect default date has been stuck on my CRA!?