Hello ,had a letter today from PRA saying I owed £3,900 I telephoned them and asked what is this about ,and was told it was from a car finance debt from 2011 and not at the address I been living at for 13 years. I asked to see copies of credit agreement which the response was they did not have.
Anyway after the telephone call ended I remembered having finance for a car in 2004 and that was the only one I had.
Can they still chase me for that debt and why are they saying the debt is from 2011 ?