Author Topic: Cahoot try get payment after IVA finished  (Read 22236 times)

Markssxx

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Cahoot try get payment after IVA finished
« on: Sep 16, 2016, 06:51:03 PM »
My IVA finished in July after 8 years! I am contacting creditors to update my CRA files. The agent on phone confirmed it was removed but on ther internal records it will always show as unsettled and she invited me to make a payment which I declined. This can't be right surely?

Lisa Thomas

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Re: Cahoot try get payment after IVA finished
« Reply #1 on: Sep 19, 2016, 10:51:09 AM »
This is just a try on.  Once the IVA was finished successfully and you came off the register, your records should have been cleared after the 6 year anniversary form when your IVA started.  Quite often creditors do not update their records and you have to do a bit of leg work to get them to update their records.  Whether or not they keep a record of the debt on their internal records is a different matter but do not pay them anything - the debt was settled as part of the IVA.
www.Nevilleco.co.uk 01752 786800

Markssxx

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Re: Cahoot try get payment after IVA finished
« Reply #2 on: Sep 19, 2016, 11:55:59 AM »
Thanks I thought so. It shows that many still keep records internally like a black list. However Capital one accepted me for a card and Halifax rewards account which will help me rebuild my rating.

Lisa Thomas

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Re: Cahoot try get payment after IVA finished
« Reply #3 on: Sep 19, 2016, 12:12:03 PM »
Best of luck rebuilding it.
www.Nevilleco.co.uk 01752 786800