Thank you so much for your reply. I left my bank statements for the whole year with them. They can see there is no income.
But the creditor is some sort of private detective and knows how the system works. In fact when I was at the court being questioned I had the feeling that the creditor knew the staff at the courts!! I have written to the DRO unit asking for clarification on my position, haven't heard back. I am going to the citizens advice bureau tomorrow which means me standing in the cold for 1.5 hours to see someone. I am also contacting the company that arranged my DRO to see if they can help. But in the end if you cannot afford a solicitor to represent you there doesn't appear to be much you can do to stop someone insinuating something about you which totally throws everything into doubt...the DRO, which would lead to a benefit investigation, which means no income while this goes on. Over the last few years I have lost my home, my possessions and now I am losing my family all because I had trouble when I lost my job some years ago and had problems adjusting. This really is a world of two camps - the ones who have and the ones who don't. Very sad... what I don't understand is that Countries go bust, Companies go bust, individual go bust... but apparently I can't. What's the point.