Author Topic: Bankrupt but still on a secured l  (Read 20013 times)


  • *
  • Posts: 1
Bankrupt but still on a secured l
« on: Jan 01, 2015, 08:05:16 PM »

My Partner divorced her ex 5 years ago as a result the court instructed the husband to make efforts to remove her from the secured loan as the property became his in the proceeding. She went BR that year and was subsequently discharged. A few months ago he failed to make payments on the loan and it transpires he never removed her, the finance company say they cannot remove her as it requires his authority as well and in any case because of a missed payment they would not. They claim that the BR wont count and are playing hard ball.

The problem is every time he misses a payment it affects her credit and it shows a 30k debt still against her.

Advice please (Is it a case that as she is BR and subsequently solvent she should be removed by the finance in law? how do we get her removed)