Author Topic: Help! Am I still liable for this debt?  (Read 18719 times)

Shape_of_shadow

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Help! Am I still liable for this debt?
« on: Oct 23, 2014, 09:05:32 PM »
I have recently been contacted by a debt collector for a mobile phone charge dated from 2008, which I am doubtful of the amount. However, when I checked my credit report on Experian as well as Equifax, both came back very good and there is no unsettled accounts, not to mention the amount that they claim I owe.

What does this mean? Do we all have our unsettled debt recorded on our credit report as long as they are valid and ongoing? How should I respond? What are my options here?

Many thanks!