Author Topic: Shared ownership mortgage - discharged three years  (Read 1228 times)

gavinjcc

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Shared ownership mortgage - discharged three years
« on: Feb 07, 2013, 05:19:57 PM »
Hello,
 
I was declared bankrupt in Dec 2009 and discharged in Dec 2010....  I have applied for a shared ownership scheme within my local authority and was wondering if anybody has had any success with finding a mortgage for this ?
 
I am working full time, my credit rating is now back up to "good" and I have the deposit.
 
It would be great to know if anyone has had any experiences with this or any advice, it seems that the risk to the lender on this scheme is fairly low and was keen to know if that would make any difference.
 
Thank you in advance !