Author Topic: Girlfriend used my name without me knowing  (Read 1506 times)


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Girlfriend used my name without me knowing
« on: Nov 30, 2012, 08:16:32 PM »
Hi, just looking for a bit of advice. I got a letter today from a debt collection agency for £1500 in my name, which definitely was not me so I called them to get it sorted. They told me the email address on the account was that of my girlfriend and she then admitted it to me. Turns out she had used my name on some catalogue site last xmas to buy presents etc.

Thing is she's not in a position to repay it financially although I am. She lives with me but we don't have a joint account or anything like that, we keep finances pretty separate.

Legally am I liable for this debt? I don't want to pay it off myself and I don't want it to affect my credit rating. Surely the catalogue company is at fault for not checking the identity of the person applying for credit, else anyone could just use my name to buy stuff? Given it's her email address on the account (which is her name) and she says she's paid off a small amount of it, is this enough evidence that it is actually her debt and not mine?