Author Topic: What can a debt collector do?  (Read 1918 times)


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What can a debt collector do?
« on: Nov 21, 2012, 07:11:56 PM »
an employment agency made an over payment to my bank account in 2008. They contacted a debt collector who's trying to reach me so as to have this over payment paid back (they're also charging very high interest) The debt collector is based in UK but I'm now living in another European country and I own nothing in the UK (I'm French).
Could any body tell me what the debt collector can do if I don't make the payment? How long can the creditor pursue this for before, for the credit, being statute-barred?
Alternatively, if I decide to  offer a settlement, should I approach the creditor or the debt collector and what are the best negotiation tactics?
Thank you very much.