Hi guys
I am a newbie and have been advised by my trustdeed ( Scotland ) to enter into bankruptcy due to my hours being cut back to 16 and being a single mother

it will cost me £200 and I am now planning the right time to do it. I have been reading all the horror stories about people having their bank accounts frozen and people not being able to pay bills and buy food, the only two banks that I have been advised to approach are the co-operative and Barkclays but I do not have a branch nr me and do not have a car

any views on the pre paid cards I have a friend who has his wages loaded onto one and he manages fine without a bank account!! could the OR freeze my card ?
thanks in advance