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Bankruptcy / Re: PPI Refund
« Last post by HeadCandy on Apr 30, 2019, 11:59:07 PM »

Hello Everyone.

Would much appreciate some advice on this as now getting chased by the PPI Refund people.

Thank you so much.

Bankruptcy / Regarding your website
« Last post by Bryanturide on Apr 25, 2019, 10:00:45 AM »
I've been visiting your website a few times and decided to give you some positive feedback because I find it very useful. Well done.
I was wondering if you as someone with experience of creating a useful website could help me out with my new site by giving some feedback about what I could improve?
You can find [** sorry, no personal contact invitations allowed **] by searching for "casino gorilla" in Google (it's the gorilla themed online casino comparison).
I would appreciate if you could check it out quickly and tell me what you think.
Thank you for help and I wish you a great week!
Bankruptcy / Bankruptcy debt cleared
« Last post by benniecenna on Apr 24, 2019, 10:24:22 PM »
Given the beneficial consequences of bankruptcy, I agree that ?750 did sound too low.

Whether ?5,000 is too high, I cannot really say.
Bankruptcy / General bankruptcy questions
« Last post by benniecenna on Apr 23, 2019, 08:35:28 PM »
I think if you put both of them in water the one that is hollow will float. 
Dealing with Debt / Deceased owes Money
« Last post by WelshWarrior on Apr 23, 2019, 05:34:02 PM »
I am the Executor of my Mother-In-Laws will (not a solicitors will but a home-made one) the more I am going through her paperwork I am finding debts everywhere from Credit Cards with Vanquis, Aqua & Capital One to Debt collection agency's which are RedCats, Moorcroft, Robinson Way, Brecon Debt Recovery & La Redroute.
There is a couple of hundred in the bank but no where near enough to cover these debt's.
Am I liable for these debt's, do I need to contact them to inform them? Which is the best way to deal with this?


and almost all of us go through period poops haha so I think women do very much understand stomach issues.
Bankruptcy / IVA to possible Bankruptcy
« Last post by benniecenna on Apr 22, 2019, 05:53:06 PM »
They sell way to many over priced toys Then they had Babies R Us...Kids R Us...blahh.Those leveraged buyouts border on illegal and need to be stopped.
Bankruptcy / NT IPA Question
« Last post by ronaldsep on Apr 15, 2019, 12:11:44 PM »
I am a newbie, please forgive my ignorance. I purchased a 1 gallon Wild Spirit IPA recipe. The instructions say to ferment only for 7 days. Everything Ive seen says typical fermentation time is 14 days. Is the 7 days because this is only for 1 gallon? Is 7 days enough? Thanks for the help.
Bankruptcy / Re: PPI Refund
« Last post by HeadCandy on Apr 13, 2019, 04:46:23 PM »
just to clarify - the £12000 is being paid to the insolvency service.
Bankruptcy / PPI Refund
« Last post by HeadCandy on Apr 13, 2019, 04:45:05 PM »

Dear All

I wonder if you could advise with your views on this subject.

I declared bankruptacy in 2010 and am now clear of that.

Recently I sought to do a couple of PPI claims through a Claims company.

I was initially interested in PPI on a mortgage held with my ex wife 1999-2001, so sometime before the problems that I had. We divorced in 2003.

The claims company uncovered a credit card that I had had from 2003 until my bankruptacy. This credit card company has admitted miss-selling and has come to the conclusion that I am owed £12000.

They have written to me and explained that this money will be paid to the official receiver and that that they are still interested in my case, and so the money will be paid.

Now I do accept this although of course the money would be handy but if that is the law, then so be it.

I am concerned that the claims company may pursue me for money - I believe around 25%. It does say in their terms and conditions that they wont do this if the money goes directly to the insolvency service. I am worried because I am not sure if I declared that I was bankrupted on the form because I don't consider myself to be bankrupt, having been discharged.

Clearly I don't want to get a bill for £3000 for a chunk of money that I have never had.

I would welcome comments and advice.

Best regards

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