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Dealing with Debt /
« Last post by bayernonline on Jul 12, 2020, 06:01:28 AM »

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Dealing with Debt / creditcarddumps
« Last post by ArthurRootH on Jul 05, 2020, 10:47:49 PM »
creditcarddumps https:/
Bankruptcy / Re: bankrupcy allowances
« Last post by Scrooge on Jun 26, 2020, 08:03:30 PM »
They should take into account your full costs including caring for children. However, beware of bankruptcy, you could lose all your assets including your house and car if you own them. If you don't own many assets, bankruptcy could be a good option depending on the size of your debt.
Dealing with Debt / Overcoming Financial Stress
« Last post by Guy on Jun 22, 2020, 03:27:17 PM »
 :) I just wanted to share something I found very beneficial recently. It’s a course of study where I learned some actions to undo my financial mess and the exact procedures to handle pressing creditors. It is a kind of Life Improvement Course called: Scientology Tools for Overcoming Financial Stress. [/size]
Bankruptcy / bankrupcy allowances
« Last post by patchsteven on Jun 16, 2020, 02:42:49 AM »
does anyone know if the living expenses allowed in bankrupcy are more generous than in an iva and secondly although in my expenses ive allowed for child maintenance payments to my ex but sometimes the children stay at my house ( 52 nights a year) so will the OR in bankrupcy increase my food expenses above what i would normally get for those that live with me all the time.
i ask these questions because im currently 1 year into an iva and for various reasons its not working out so im thinking of failing iva and starting a bankrupcy but i dont want to find myself in a situation where the OR actually gives me less allowances than the iva.
Bankruptcy / Re: house in Northern ireland but living in england
« Last post by polly on Jun 03, 2020, 01:41:39 PM »
If the house is in that much negative equity you are just throwing good money after bad.

I would suggest you stop making the mortgage payments, let the lender repossess the property and walk away.

There is lots of information to be had regarding this on the internet.
Dealing with Debt / Re: can i do this. Credit card debt
« Last post by PaulFitz on Jun 03, 2020, 11:53:04 AM »

I am new to the forum and saw this - how are you getting on with the credit cards now?

Bankruptcy / Re: Will you definitely lose your home if you declare bankruptcy?
« Last post by PaulFitz on Jun 03, 2020, 11:48:10 AM »

Why is it you want to go bankrupt?

Dealing with Debt / Re: Debt company chasing me
« Last post by PaulFitz on Jun 03, 2020, 11:46:20 AM »

Did you get a reply on this query? I am new to forum but think I can offer some help - i just want to ask:

How much debt do you have in total estimate is fine:
Are you employed?:
do you own a property?:

If you answer this it will help me work out best way to fix - hope your ok


Dealing with Debt / Debt company chasing me
« Last post by Thepresser on May 20, 2020, 11:23:13 PM »

Hello everyone, fantastic website.[size=inherit]looking for advice regarding a company called Shoosmiths who have sent me a letter regarding £1700 on an unpaid credit card. I stay in Scotland and they are threatening me with all kinds of actions, eg wage arrestment,freezing my bank account etc. I suffer from severe mental health and also ptsd due to a life threatening stabbing incident 2 years ago. I stay on my own and due to work and health reasons I have not had a full weeks wage for over 9 month and that was the reason I couldn’t keep up with payments.[size=inherit][size=inherit]Any help would be appreciated [size=inherit][size=inherit]Thank you
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