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Bankruptcy / Bankruptcy and nasty creditor
« Last post by JohnJohn on Mar 31, 2021, 08:59:20 AM »
I am applying for bankruptcy due to losing a civil legal claim. The person who brought the claim against me is a very nasty and vindictive person, my solicitors words not mine.
My solicitor thinks he will try and get a claim on my property against his debt for legal costs once the judge has signed off the order agreeing the costs.
Is there any way this person can make such a claim in the period between the bankruptcy application and it being granted, which I understand can take a while especially with covid delaying normal business.
Thank you in advance to any answers.
Dealing with Debt / Apk Teen
« Last post by ZacharyInDef on Mar 28, 2021, 05:24:37 PM »
Apk Teen Website is one of the best Website for Android App downloads.
Dealing with Debt / Miss Apk
« Last post by Michaelallep on Mar 27, 2021, 10:07:30 PM »
Latest Android updates are available from MissApk Website
Dealing with Debt / How do I move a thread to a different topic?
« Last post by upssCes on Mar 23, 2021, 08:45:55 AM »
How do I move a thread to a different topic?
hi all :)
Dealing with Debt / Re: Advice on debt
« Last post by debtadvice1 on Mar 20, 2021, 03:21:34 PM »
Why not you taking help from a
debt calculator. It will be helpful for you.
Dealing with Debt / Paul A Hosey ClubApk
« Last post by Stevenplods on Mar 15, 2021, 04:22:43 AM »
Club Apk
Dealing with Debt / Apk Maze
« Last post by Waltercip on Mar 15, 2021, 12:56:06 AM »
Apk Maze
Dealing with Debt / Overseas and struggling
« Last post by Jimmy85 on Mar 01, 2021, 05:48:34 AM »

I've been living in Asia since late 2019, bringing some UK debt with me that I have been paying off with no problems. Due to the pandemic, my pay has been reduced, and my spouse has lost her job in the hospitality industry.

Due to this, the UK debts have increased and our income has significantly reduced. We are now in the position that if we continue to pay the UK debts at the full amount we will end up in debt in the country we now live in.

All payments are up to date (2 credit cards and 2 unsecured loans) as of the 1st March. My thoughts are to write to the four creditors and ask for a reduced payment plan. However, from experiences a friend of mine has been through, and the low amount we can afford to pay back, these will most likely be rejected and the debts passed to DCAs.

I have tried to get a loan to consolidate everything but no one will offer this as we are not UK residents.

I have informed two of the creditors of my current address overseas. One of the credit cards I haven't as you can only update a UK address in their system. The other loan currently still with our UK address is with the same high street bank as our residential mortgage. We have a long term tenant in our property in the UK.

I still have a UK bank account with another bank that the tenant pays the rent into, and we transfer money to this account  to pay the UK creditors each month. I also have a credit card with them that has zero balance.

I have mail redirection with Royal Mail set up and the tenant forwards anything they miss to my brother so I am confident that any communications would get to me in a reasonable time frame.

We want to ensure that nothing happens to our mortgaged UK property for obvious reasons. What is the worst-case scenario we are looking at here and what can we do to mitigate this taking on any advice this forum has to offer?

Thank you in advance.
Dealing with Debt / Re: Advice on debt
« Last post by sarah1 on Jan 07, 2021, 12:42:08 PM »
You needed debt advice before taking a loan. Now consult with an expert, I think you will surely get a solution.
Dealing with Debt / Re: Advice on debt
« Last post by domingolessman on Dec 04, 2020, 12:53:28 PM »
I also experienced this now pandemic we are desperate and have difficulty repaying debt. We are currently in the process of agreement payment at scottish trust deed uk.
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